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Is there anything you can do to protect your retirement in California? The short answer is “yes!” Under a little known and misunderstood California Creditor Exemption Statute (California Code of Civil Procedure Section 704.115), residents of California have a very powerful exemption for private retirement known as a “Private Retirement Trust” or “PRT.” 

When properly created and implemented, a PRT exempts all identified retirement assets from creditors, including bankruptcies and lawsuits. With proper asset qualification and supportable retirement analytics (i.e., a “Retirement Appraisal”), you can afford yourself the most protective exemption protection for your retirement assets that California has to offer.

For a first glance at both your creditor/risk exposure and assessment for “Exemption Protection Potential” (what you can potentially recharacterize as exempt for retirement), please contact us for more information on our Exemption Assessment Calculator.

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  • Business Owners and Entrepreneurs

  • Executives

  • Professionals (Lawyers, Architects, CPAs, etc…)

  • Doctors and others in the medical profession

  • Contractors

  • Real Estate Developers

  • Anyone with major risk exposure to potential lawsuits or other legal threats

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